Bdo unibank annual report. 618,000,000 (as of December 31, 2023) Features.

FINANCIAL & OPERATING HIGHLIGHTS CONSOLIDATED PARENT BANK 2021 2020 Change 2021 2020 Change BALANCE SHEET (in billion Php) Resources 3,623. It includes the following sections: corporate mission, vision and values; financial highlights showing growth over the past 5 years in resources, loans, deposits and capital funds; audit committee and management responsibility statements; independent auditor's report; financial statements; management This document is an annual report from BDO, the largest bank in the Philippines. BDO is a member of The Asian Transition Finance (ATF) Study May 9, 2020 · BDO Unibank. This growth was driven by strong year-on-year performances from our Branch Banking, Consumer Banking, Employee Benefits BDO 2014 ANNUAL REPORT 3 FINANCIAL HIGHLIGHTS 2 www. BDO Life provides protection, education, savings, retirement, and estate planning solutions aimed to Jun 6, 2024 · BDO Unibank, Inc. ph FINANCIAL HIGHLIGHTS FINANCIAL & OPERATING HIGHLIGHTS 2014 2013 Change BALANCE SHEET (in billion PhP) Resources 1,863. annual income statement. BDO has the largest distribution network, with more than 1, 300 operating branches and over 4,000 ATMs nationwide. ; Vice chairmanships and/or directorships in BDO Capital & Investment Corporation, BDO Finance FINANCIAL & OPERATING HIGHLIGHTS CONSOLIDATED PARENT BANK 2022 2021 Change 2022 2021 Change BALANCE SHEET (in billion Php) Resources 4,074. E-Mail: callcenter@bdo. Corporate Governance. reholders,BDO Insure generated more than P1. Direct leases, sale and leaseback arrangements, mortgage lending, and factoring. cmic. Financial PerformanceBDO Unibank, Inc. As of December 31, 2022, BDO is the country’s largest bank in terms of total resources, customer loans, deposits, assets under management and capital, as well as branch and ATM network nationwide. is a wholly-owned subsidiary of BDO Unibank, Inc. Although part of a conglomerate, BDO’s day-to-day operations are handled by a team of professional BDO Private Bank, Inc. 2% 2. FATCA Status. Performance Review and Report on Operations. Open an Account. txt) or read book online for free. This document provides an overview of a bank including its mission, vision, values, and financial highlights. BDO Unibank Inc. Corporate governance in BDO Private Bank, in consonance with its Parent Bank, BDO Unibank, Inc. BDO Insure complies, where appropriate, with the Insurance Commission’s Revised Corporate Governance Code for BDO is a member of the SM Group, one of the country’s largest and most successful conglomerates with businesses spanning retail, mall operations, property development (residential, commercial, hotels and resorts), and financial services. 's Corporate Governance Practices (Compliance with the ASEAN Corporate Governance Scorecard) As of December 31, 2021 NOTE: The links provided herein as disclosure references may only be one among several bank discloures that are published in the Bank's website hence they must 2018 Integrated Corporate Governance Report (I-ACGR) posted on June 03, 2019. BDO Life offers a diverse pool of life insurance products suitable to the needs of its. *BDO to acquire full ownership of SM Keppel Land, Inc. Discover a world of unique privileges. The card that provides more value for your everyday spend. Exact name of issuer as specified in its charter BDO Unibank, Inc. March 28, 2022 at 08:14 pm EDT. Contact us. 5 19. 100% BDO Remit (Canada) Ltd. NA. September 25, 2023. affirms its deep commitment to the highest standard of BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. For the fiscal year ended Dec 31, 2019 2. Registered-Deemed Compliant Financial Institution/Reporting Financial Institution under a Model 1 Intergovernmental Agreement (IGA) Date of Registration. 2023 Annual Report 2022 Annual Report 2021 Annual Report UniBank. Financial Reports; Company Disclosures; Dividends and Rights; BDO Unibank, Inc. 09% in the comparable period last year. 0 billion in 9M 2022. For the fiscal year ended: 31 December 2018 2. BDO Unibank is a member of the SM Group and so can be found at SM Malls throughout the country. BDO Life provides protection, education, savings, retirement and estate planning Contact Us. Thank you. The Chairperson discusses the bank's strong performance in 2019 and commitment to customers during uncertain times like the COVID-19 pandemic. The report will contain aggregated details on the allocation of net proceeds. ph MESSAGE FROM THE CHAIRMAN EMERITUS The performance of BDO Unibank each year is consistently anchored on these significant pillars – wisdom and guidance of the Board of Directors; leadership of the management; dedication and BDO BDO BDO-Unibank-2021-Annual-Report-Financial-Highlights. Company Telephone Number. clients. The document provides an overview of BDO Unibank, including its mission, vision, values, profile, and organizational structure. Industry Classification Code (For SEC Use Only) BDO Corporate Center, 7899 Makati Avenue, Makati City 0726. With the view to achieve a ‘just and orderly transition’ towards a more sustainable future for Asian economies, the Philippines’ leading bank BDO Unibank Inc (BDO), has released the Asia Transition Finance Annual Report 2023, along with other leading banks from Asia. , Makati City Postal Code 0726 8. BDO Life Assurance Company, Inc. BDO Unibank, Inc . 10 30. Telephone: (+632) 8840-7000 local 34803. The report of the audit committee and statements of financial position, income, cash flows, and annual basis until full allocation. BDO 2014 ANNUAL REPORT 5 CORPORATE PROFILE MESSAGE FROM THE CHAIRPERSON BDO had another good year in 2014. 1/ Total capital accounts, inclusive of minority interest and preferred shares 2/ Net Income attributable to shareholders of the parent bank 3/ Based on audited financial statements 4/ Cash dividends paid during the year divided by net profit for the year 5/ Cash dividends per share paid during the year divided by average Annual Stockholders' Meeting Public Ownership Report. - Key metrics show the bank grew total resources 7% to PHP3. (BDO) delivered a net income of P42. Street/ City/ Town/ Province) MARIA CARMELA M. gov. GUERRERO 8840-7000/loc 37843. It includes sections on the bank's purpose, mission, vision, values and corporate profile. Contact Person. 2022 SEC 17-A (Annual Report) View PDF. 9 billion in 1H 2022. SEC ACGR 2015 - Consolidated Changes Mar 25, 2021 · BDO Unibank, Inc. 16% Growth. BIR Tax Identification No. 45% from 11. A strong community bank that promotes financial inclusivity in far flung areas. BDO The 2022/2021 BDO Audit Quality Report details the commitments our firm is making to achieve the highest audit quality and compliance with auditing standards. 4% Gross Customer Loans 1,089. About Us; Governance; BDO Unibank, Inc Annual Reports. View and download BDO Unibank, Inc. BDO is a member of The Asian Transition We work for your claim. 2023 2022 2021 2020 2019 5-year trend; Total Cash & Due from Banks: 438,340: 479,305: 379,666: 392,276 BDO earns P4. For any requests that will require documents to be submitted, please send your attachments to callcenter@bdo. PHP10. Live Blue! No minimum spend. 2020 Annual Report. 7 3,623. SEC ACGR 2016 - Consolidated Changes. -. BDO is a member of the SM Group Our Purpose. Mandaluyong City 1554. Enjoy savings and treats for your shopping and lifestyle choices. help-bdofinance@bdo. Philippines. It includes sections on the bank's purpose, mission, vision, values, and corporate profile. All values PHP Millions. PH financial statements in full, including balance sheets and ratios. 1 2 3 1. 2016 Annual Report. Attachments to 2018 I-ACGR. 5% Trading and Investment Securities 221. For the fiscal year ended Dec 31, 2020 2. 2017 Annual Report. In addition, the Bank is committed to reporting on relevant environmental and social impact metrics. . Dec 31, 2019 · ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. (+632) 8688-1228 local nos. pdf), Text File (. to date. It is supervised by the Insurance Commission. 8 billion in 2021, marking a 51% increase against the P28. ’s Annual Stockholders’ Meeting will be conducted virtually on April 23, 2021, Friday, 2:00 p. 6 1,672. 8 11. 2 (c) THEREUNDER 1. (Metro Manila) / 1 800 5 631 8000 (Bayantel Domestic Toll-Free) / 1 800 3 631 8000 (Digitel. Ortigas Center. About BDO. Fiscal Year 2022 Sustainability Highlights. Engaged our stakeholders through a materiality assessment and completed a full greenhouse gas (GHG) inventory including Scopes 1, 2 and 3. For policy-related inquiries and concerns, please call our BDO Life Customer Care Hotline at (+632) 8885-4110 or 1800-1888-6603 Dec 3, 2021 · Merger between BDO Unibank and SM Keppel Land, Inc. In this report discover how: Our leadership and governance structure center around quality. This section also provides graphical representation of BDO Unibank Inc's key financial ratios. , he also holds the following positions in the BDO Group: Chairmanship of BDO Strategic Holdings, Inc. 8% 8 7 4 1 P A S E O D E R O X A S S A L C E D O. BDO Corporate Center: 7899 Makati Avenue. Access them from our site. ProfileBDO Life Assurance Company, Inc. As of December 31, 2021, BDO is the country’s largest bank in terms of total resources, customer loans, deposits, assets under management and capital, as well as branch and ATM network nationwide. Filed on behalf by: Makati City, Philippines. Address of issuer's principal office Postal Code. TAN. , with BDO Unibank as surviving entity. 4 3,063. When you’re working or traveling abroad, our US Dollar Savings Account offers a convenient way to save and enjoy your hard-earned money. BDO Customer Contact Center: Metro Manila: 8631-8000 Domestic Toll-Free Nos: 1800-10-631-8000 (PLDT) BDO Unibank Inc. Date of Report (Date of earliest event reported) Mar 28, 2022 2. 7 12% 3,900. annual cash flow and in depth look at BDO. 2018 Annual Report. 000-708-174-000 4. Get the confidence of worldwide recognition with BDO Visa Credit Cards. 0%. Launched a Center of Excellence dedicated to Sustainability and ESG, and formalized an ESG Leadership team to oversee our sustainability strategies. 618,000,000 (as of December 31, 2023) Features. P3026565B issued at DFA NCR NORTHEAST on September 11, 2019 valid until September 10, 2029 / SSS No. (BDO), as a publicly listed company, participates in the annual ASEAN Corporate Governance Scorecard (ACGS) assessment which is benchmarked against international corporate governance practices. 3B in 1H due to P22. Address of principal office BDO Corporate Center, 7899 Makati Ave. , the country’s largest bank to date. For the fiscal year ended Dec 31, 2021 2. BDO is a member of the SM Group, one of the 2021 Annual Report. (BDO), along with leading Asian banks, has released the Asia Transition Finance Annual Report 2023 to help Asian economies achieve a “just and orderly transition” toward a more sustainable future. March 31, 2024 The BDO, BDO Unibank and other BDO-related trademarks are owned Audit the annual audited financial statements for the year ended December 31, 2017 including the internal controls on the financial reporting process ensuring compliance with accounting standards and tax regulations before endorsing the same to the Board of Directors. 6 BDO Unibank, Inc. 5 227. 03-4074342-5 and BDO Unibank 2020 Annual Report - Free download as PDF File (. 12 ADB Avenue. All Disclosures. online banking contact information of overseas clients. BDO Insure’s good market reputation has been built on the solid foundation of an ethical corporate culture and responsible business conduct, underpinned by a well-structured and effective system of governance. bsp. pdf - Free download as PDF File (. BDO Private Bank, Inc. Discover details on BDO Unibank Inc’s annual and quarterly financial performance covering key metrics like revenue, net income, growth ratios, equity ratios, profitability ratios, cost ratios, liquidity ratios, leverage ratios and so on. , the country’s largest bank. The President/CEO evaluates BDO Life Assurance Company, Inc. Trade local stocks anytime, anywhere. BDO net income up 12% to P23. 0 13% BDO earns P40. It also contains messages from the Chairperson and President/CEO. BDO has continued to follow the international best practices of corporate governance issued by globally recognized standards setting 2023 September – BDO Unibank Inc. It discusses the company's commitment to customers, employees, shareholders, and creating an efficient and BDO Corporate Center: 7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000 Jul 13, 2023 · The non-glossy version of the Bank's Sustainability Report was previously submitted as part of its Annual Report (SEC Form 17-A) for the year ended December 31, 2022. 3 3,466. 100% BDO Private Bank, Inc. Sustainalytics views BDO’s allocation and impact reporting as aligned with market practice. For the fiscal year ended : Dec 31, 2023 Currency(and units, if applicable Mar 29, 2022 · BDO Unibank : Notice of Annual or Special Stockholders' Meeting. Phone # 425-275-9700. These products are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by BDO Unibank, Inc. 7 3,374. Highly exclusive and personalized wealth management solutions. 9 6% 3,235. rformance. Return on Average Common Equity (ROCE) advanced to 14. Customer Feedback Form. Auto loans expanded by 23%, leveraging on the Bank’s huge client base, increased dealer coverage, and its capacity to pr. 5 billion for the 1Q 2023, with broad-based growth across its businesses. The report provides further clarity of purpose and examples of audit quality in action. 2017 Integrated Corporate Governance Report (I-ACGR) posted on June 4, 2018. 59 billion in revenues in the. Tan is the President and CEO of BDO Unibank, Inc. These products are not insured by the Philippine Deposit Insurance Corporation and are not BDO Unibank 2019-Annual-Report-Financial-Supplements. OF THE SECURITIES REGULATION CODE. The bank aims to be the preferred bank that empowers customers and delivers a personalized Sep 25, 2023 · BDO, Top Asian Banks Publish New Report on Climate Initiatives. Through selective acquisitions and organic growth, BDO has positioned itself for increased balance sheet strength and continuing expansion into new markets. Evaluation Date May 19, 20221 BDO Visa. This annual report provides an overview of BDO for 2021. 5. Member: PDIC, Maximum Deposit Insurance for Each Depositor P500,000. BDO Finance Corporation is regulated by the Securities and Exchange Commission (SEC) and supervised by BDO’s institutional strengths and value-added products and services hold the key to its successful business relationships with customers. Revisions to 2016 Annual Corporate Governance Report. (BDO) registered a net income of P16. In a country that’s replete with banking stalwarts, BDO Unibank continues to stand tallest, leading the Philippines from the front into a new age of not only digital banking but, perhaps more importantly, inclusive banking. Our strategies not only strengthened client relationships and encouraged loyalty, but they also took BDO Private Bank to new heights. BDO Life provides protection, education, savings, retirement and estate planning use of BDO Private Bank clients. Industry Classification Code(SEC Use Only) 7. BDO has the largest distribution network with over Fiscal year is January-December. m. 9 7% 3,466. 2023 BDO Sustainability Report. Learn More. - The document shows financial highlights for a bank from 2016-2021, including growth in resources, loans, deposits, capital funds, and net income. , commonly known as Banco de Oro ( BDO ), [a] is a Philippine banking company based in Mandaluyong, the Philippines. pdf - Free ebook download as PDF File (. BDO May 16, 2022 · ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. This document is the 2021 annual report of BDO, the largest bank in the Philippines. SEC Identification Number 34001 3. This represents a 6% increase versus the year 2020 and brings the organization to within 5% of its year 2019 (pre-pandemic) p. Issuer's Telephone number, including area code. Its financial products are not deposit products. Int’l Banker awards BDO’s Tan, “CEO of the Year in Asia”. rtfolio14% GrowthMeanwhile, the auto loans segment saw its volume expand due to attractive financing schemes and the introduction. ph For concerns, please visit any BDO branch nearest you, or contact us thru our 24x7 hotline (+632) 8631-8000 or email us via callcenter@bdo. Issuer's telephone number, including area code (632) 8840-7000 / 8702-6000 9. Connect. DISCLAIMER: For lost or stolen BDO Cards, please contact us immediately at 8631 8000. 100% BDO Remit (Japan) Ltd. ph E-MAIL ADDRESS: FAX NUMBER: 8878-4207 BDO, BDO Unibank, Banco de Oro, Banco de Oro Unibank, BDO Banco De Oro SEC REGISTRATION NUMBER: 34001 DATE OF ANNUAL MEETING PER BY-LAWS: . 1 6% For concerns, you may contact the BDO Securities Hotline at (+632) 8840-7878, Monday to Friday from 8:30AM to 5:00PM, or email us via bdosec-customercare@bdo. Organizational Structure 9 • With equity investments in allied and non-allied enterprises BDO Investor Presentation 1Q23 Results (a) For dissolution BDO Remit (USA), Inc. 45410 and 45408. ph. Moreover, we offered the investment account services of our BDO Unibank Singapore Branch for our clients’ juridical diversification needs. 0916-383-8633 and (+632) 8818-0921 and email address at FINANCIAL & OPERATING HIGHLIGHTS CONSOLIDATED PARENT BANK 2022 2021 Change 2022 2021 Change BALANCE SHEET (in billion Php) Resources 4,074. 2018 Integrated Corporate Governance Report (I-ACGR) posted on June 03, 2019. No rebate cap. For the fiscal year ended Dec 31, 2017 2. Routing # 125108861. Bank NMLS # 1387197. BDO Life provides protection, education, savings statements, which provides relevant information on the restructuring of BDO Unibank Group’s leasing business that led to the disposal and assignment of substantially all assets and liabilities of the Company to wind down its leasing and financing operations as of October 16, 2020 and transfer it to BDO Finance Corporation. Outstanding Number of Shares. bdo. SEC Identification Number: 34001 3. 2 billion in 2020 and signaling normalization. ph, with webchat at www BDO BDO 2014 ANNUAL REPORT 5 CORPORATE PROFILE 4 www. BDO ife Assurance Company Inc 2018 ANNUAL REPORT 3 Corporate Profile BDO Life Assurance Company, Inc. 0 3,235. Aside from adding new businesses to service our clients In accordance with regulatory requirements, BDO reports to the Securities and Exchange Commission (SEC) interim financial results within forty-five (45) days after the end of each quarter, while annual results are filed within 105 days after the end of the financial year. Our archives date back to 2014. ph; the BDO Customer Contact Center at +632 8631-8000; or the BSP Consumer Assistance Desk at +632 8708-7087 or email consumeraffairs@bsp. Contact Us; Dec 31, 2016 · ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. PH operating, investing, and financing activities. (Business Address: No. 8878-4520/8840-7000 LOC 34520. com. BDO Finance Head Office: 39th Floor, BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, Mandaluyong City. SEC Filings. SUBSCRIBED AND SWORN to before me this 5th day of September 2023 at Makati City, affiants exhibiting to me their Passport No. BDO Securities is a PSE and PDEx Trading Participant, an SCCP and SIPF Member, and is regulated by the CMIC with website www. Dec 31, 2021 · ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. DATE REGISTERED: 12/20/1967 FISCAL YEAR END: December 31 CORPORATE TAX IDENTIFICATION NUMBER (TIN) 000-708-174-000 WEBSITE/URL ADDRESS: www. and BDO Network Bank, Inc. 's annual corporate and consolidated corporate governance reports. Attachments to 2017 I-ACGR. 00. 9 -2. For Pay Bills, the amount is also debited from your account in real time, but the posting date of payment varies according to the merchant biller. Province, country or other jurisdiction of incorporation or organization. For the fiscal year ended Dec 31, 2022 2. Exact name of registrant as specified in its charte r: BDO UNIBANK, INC. of new car models. (+632) 8840-7000. As of December 31, 2018, BDO is the country’s 2021 Annual Report. 4 7% May 31, 2022 · 2013 Annual Corporate Governance Report. It highlights the Chairman and CEO's message about overcoming challenges during the pandemic and returning to profitability BDO’s institutional strengths and value-added products and services hold the key to its successful business relationships with customers. V I L L A G E M A K A T I C I T Y 1 2 2 6. Corporate Profile ; SEC Form 17-A (Annual Report) As of December 31, 2019. June 30, 2024. BDO has the largest distribution network with over BDO Unibank is regulated by the Bangko Sentral ng Pilipinas, www. 35/F BDO Corporate Center Ortigas. SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C CURRENT REPORT UNDER SECTION 17. 2023 April – BDO Unibank, Inc. BDO Life offers a diverse pool of life insurance products suitable to the needs of its target clients. Just maximum cashback. Annual. For concerns and feedback, you may contact BDO Private Bank's Customer Service Desk at +632 8588-9800 or email bdoprivatebank-customerservice@pb. SEC Form 17-C (Current BDO Unibank Inc. is regulated by the Bangko Sentral ng Pilipinas (BSP). It also provides financial highlights for the years 2016-2020, showing growth in resources, loans, deposits, and capital funds. txt) or read online for free. April 25, 2014: As Participating Foreign Financial Institution (FFI) March 27, 2015: As Registered-Deemed Compliant Jun 4, 2024 · It is supervised by the Insurance Commission. 2. • Reviewed and discussed with Management the quarterly unaudited financial US Dollar Savings Account. Email: sustainability@bdo. AND SRC RULE 17. Dec 31, 2021 · BDO Unibank, Inc. We achieved good financial targets and maintained leadership position in many business lines. About Us; Governance; BDO Unibank, Inc Jun 30, 2023 · LUCY CO DY NESTOR V. Makati City 0726, Philippines. 9 3,188. This document contains the annual report of BDO Unibank for 2019. Financial & Operating Highlights CONSOLIDATED PARENT BANK 2020 2019 Change 2020 2019 Change BALANCE SHEET (in billion Php) Resources 3,374. This channel is dedicated to handling phishing reports, online banking enrollment and/or updating of registered. BDO is the largest bank in the Philippines by total assets, and 15th largest in Southeast Asia by total assets, as ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. Perpetual, voting, non-cumulative, convertible, non-participating, peso-denominated Series A shares; Convertible to common shares at the option of the holder after five years from the issue date or at the option of BDO Unibank Group at any time after issue Nov 21, 2023 · BDO Unibank. View PDF. It discusses BDO's purpose, mission, vision and values. April 3, 2023 BDO Finance Head Office: 39th Floor, BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, Mandaluyong City. BDO UNIBANK, INC. Executive Vice President & Comptroller President & Chief Executive Officer. View BDO. 2019 Annual Report. , is a wholly-owned subsidiary of BDO Unibank, Inc. At the end of 2022, we achieved our Yes, similar to transactions done using the old BDO Online Banking website or BDO Digital Banking app, Send Money and Buy Load on the BDO Online app is debited in real time. 4B Upfront Provisions. SEC ACGR 2015 - Consolidated Changes BDO’s Foreign Account Tax Compliance Act (FATCA) Details. ph, and the SEC with telephone no. is about effective oversight, strict compliance with regulations, and sustainable value creation to promote the best interest of its various stakeholders. Which BDO account best suits you? Explore our range of accounts to suit your needs. For 2015, our focus will still be on growth—both organic and through acquisitions. Province, country or other jurisdiction of incorporation Metro Manila 6. 4 911. 0 13% growth, BDO has positioned itself for increased balance sheet strength and continued expansion into new markets. Dec 31, 2018 · ANNUAL REPORT PURSUANT TO SECTION 17 OF THE SECURITIES REGULATION CODE AND SECTION 141 OF THE CORPORATION CODE OF THE PHILIPPINES 1. is a life insurance company and wholly-owned subsidiary of BDO Unibank, Inc. subject to approval by BSP and PCC. On the front line, its branches remain at the forefront of setting high standards as a sales and service-oriented, customer-focused force. He was elected to the Board of Directors on June 27, 1998. ##### BDO Unibank Group’s disclosures about those assumptions to which the outcome of the ####### impairment test is most sensitive; specifically, those that have the most significant effect on ####### the determination of the recoverable amount of goodwill and other intangible assets with Nestor V. year 2021. In addition to his role in BDO Unibank, Inc. BDO Unibank 2021 Annual Report - Free download as PDF File (. bf iy ha pq ia fu wh yb bp va